Not all stem cell banks operate with the same transparency – here’s how to make informed decisions and choose the right one for you.
Choosing a stem cell bank is a meaningful decision for your family’s future. While some companies advertise low upfront costs, many include hidden fees that surface later. At American Cell Technology (ACT), we’re committed to transparency—so you can make informed choices with confidence.
Common Pricing Tactics to Watch For
Some banks use pricing strategies that can be misleading or result in unexpected long-term costs. Be wary of:
- Extremely low initial fees that escalate quickly.
- Limited access or extra fees for retrieving or using your cells—even in a medical emergency.
- Hidden penalties for cancellation.
- Cannot provide live stem cell counts or costs per live stem cell retrieval
- Undesirable quality control measures
These tactics can turn a seemingly affordable service into a costly surprise.
How ACT Does It Differently
At ACT, we offer programs that provide the lowest possible pricing and access to your stem cells throughout your life.
- Annual Storage Plans: Secure lifelong cell preservation with our Annual Storage Plans. These prepayment plans guarantee the lowest possible price for your annual storage costs and protect against future inflationary spikes or price increases. Annual Storage Plans offer discounted rates for 5, 10, 18, or 25 years and are available for purchase at any time.
- Bio-Insurance Plans: When medical emergencies arise, time is critical, and prompt care ensures faster recovery. By prepaying for your cell requests with Bio-Insurance plans, you’ll receive immediate cell availability (48-72 hours), significant savings, and proactive cell growth management.
Unlike other stem cell banks, ACT’s prepaid plans protect you from unforeseen costs and provide peace of mind that your cells are stored at the best possible rate whenever you need them.
What Transparent Pricing Should Look Like
A trustworthy bank clearly outlines all costs—from collection to retrieval. Before you commit, ask for a full breakdown in writing.
Key Questions to Ask Any Stem Cell Bank
Cost Structure
- What’s included in the first-year cost?
- Are there any extra charges down the line?
Access and Retrieval
- How and when can I access my cells?
- Are there extra charges for preparation or expedited access?
- How many live stem cells do I have access to throughout my lifetime?
Flexibility
- Will I lose access if I miss a payment?
- What happens if the company changes ownership?
- Do I get preferred pricing by paying in advance?
Want to know exactly what your costs will be?
ACT can connect you with a trusted physician in your area who can provide you with a quote tailored to your unique circumstances.
Choose ACT—where your cells, your care, and your clarity come first.
